Why you should get an appraisal

To many, an appraisal is simply a line item in the long list of items for a home purchase or refinance. And even though there are an increasing number of automated home valuation processes that might seem more cost-effective than an appraisal, practically all lenders still need a local expert because the stakes are very high. But is securing a mortgage the only basis for getting an appraisal? Are there other instances when the services of a licensed, independent real estate professional could come in handy? You bet.

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Let Brice Realty Services, LLC help you appeal your tax assessment in Real County

It's probable you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are based upon a previous assessment of your house, so if values have declined in your area, you can appeal your assessment and save money. When building your case, an appraisal from Brice Realty Services, LLC is your best evidence. At Brice Realty Services, LLC, we're qualified to assist you in disputing your tax assessment.

How can you get rid of PMI to lower your mortgage payment?

Private Mortgage Insurance, or PMI, is an added insurance policy that most lenders ask buyers to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the property. Most often, this extra payment is lumped into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to do away with the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Brice Realty Services, LLC can provide you with a statement regarding the value of your home. The cost of the home valuation can usually be regained in little time because you'll no longer be paying the PMI.

An appraisal from Brice Realty Services, LLC will help you settle a divorce with less stress

A divorce is a very heartbreaking event for the parties involved, and it is often further complicated by the troublesome decision of who maintains the property. It's a good idea to get an appraisal from Brice Realty Services, LLC so both parties are fully aware of the true market value of their home, regardless of the situation.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.

Most Americans don't have dedicated estate planners or executors to manage these issues, unlike wealthy individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the correct value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.

Let Brice Realty Services, LLC assist you in relocating to or from Real County

Employee relocation is a stressful event, and we understand. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, along with information about any current sales or listings in their neighborhood that they want considered during our intensive process.

Let Brice Realty Services, LLC help you sell your home quickly at the right price

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your asking price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to perform the appraisal report and and aren't related to the sales price.

We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.